Zubia v. American Family Mutual Insurance Company

The Court granted Final Approval on the Settlement on October 20, 2025.

A class action settlement involving certain Arizona structural damage insurance claims may provide payments to those who qualify. The case is known as Bradley Martin et al. v. American Family Mut. Ins. Co., S.I., No. 2025-LA-0000021, which was filed in the Circuit Court of Peoria County, Illinois.

A Proposed Settlement has been reached in the class action about whether American Family Mutual Insurance Company, S.I., and Homesite Insurance Company (collectively, “Defendants”) properly deducted Nonmaterial Depreciation when adjusting certain Structural Loss claims in Arizona.

You may qualify for payment if you timely submit a valid Claim Form. Your legal rights are affected whether you act or do not act. You must submit a valid Claim Form to receive payment as part of this Settlement. Please read the Class Notice carefully.

Your Legal Rights and Options in This Settlement

Submit a Claim Form	The deadline to submit a Claim Form passed on December 1, 2025.
Ask to Be Excluded	You get no payment. This is the only option that allows you to ever be part of any other lawsuit against American Family over the legal claims in this Action.
Object	You may write to the Court about why you do not agree with the Settlement.
Go to a Hearing	Ask to speak in Court about the Settlement.
Do Nothing	You get no payment. You give up rights.

These rights and options—and the deadlines to exercise them—are further explained on the Frequently Asked Questions page.